Terms & Conditions

Last updated: March 2026

1. About 123 Financial NW

123 Financial NW operates the website https://123financialnorthwest.co.uk. We act as an introducer to regulated financial brokers. We do not provide financial advice.

2. Our Role

Our role is limited to introducing you to third-party, regulated brokers who may be able to assist with your financial requirements. We do not assess suitability, make recommendations, or arrange any financial products.

Any financial product or service you take out will be arranged by the broker directly, not by 123 Financial NW. You should satisfy yourself that any product is suitable for your needs before proceeding.

3. No Financial Advice

Nothing on this website constitutes financial advice. The information provided is for general informational purposes only and should not be relied upon as a basis for making financial decisions. You should seek independent financial advice if you are unsure about any financial product or service.

4. Disclaimer

123 Financial NW acts solely as an introducer. The brokers we introduce you to are authorised and regulated. You can verify a firm's regulatory status on the FCA Register at register.fca.org.uk.

5. Property Risk Warning

Your property may be repossessed if you do not keep up repayments on your mortgage or any other debt secured on it.

6. Lead Generation

By submitting an enquiry via our contact form, you acknowledge that your details may be passed to a third-party, regulated broker for the purpose of discussing your financial needs. We may receive a fee or commission from the broker for this introduction.

7. Website Content

While we make every effort to ensure the information on this website is accurate and up to date, we make no warranties or representations about its completeness, accuracy, or reliability. We accept no liability for any loss or damage arising from the use of this website.

8. External Links

This website may contain links to external websites. We are not responsible for the content or privacy practices of those sites.

9. Governing Law

These terms are governed by and construed in accordance with the laws of England and Wales.

10. Contact

If you have any questions about these terms, please contact us.